Proceedings.

Premier Health of America Inc. (TSXV:PHA)

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Closed
Proceeding
CCAACCAA
Court
Superior Court of Québec
Filings held21
Last activity14 Jul 2026
On the record90 days
Secured debt$28.2M
OverviewSummary updated

Premier Health of America Inc. (TSXV:PHA) and related entities comprising the PHA Group commenced CCAA proceedings in Quebec on June 23, 2026. Unaudited interim figures as at December 31, 2025 put the Debtors' consolidated assets at $42,632,000 against liabilities of approximately $56,431,000, compared with audited assets of $47,219,000 and liabilities of $58,492,000 as at September 30, 2025. Secured indebtedness stood at an aggregate $45,300,000, owed to Royal Bank of Canada under a second amended and restated credit agreement dated November 7, 2023 and to BDC Capital Inc. and Desjardins Capital Private Debt L.P. under senior, mezzanine and payment-in-kind tranches of an aggregate original principal amount of $15M. RBC's indebtedness totalled $28,162,808.26 as at June 22, 2026. The proceeding is recorded as closed.

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Case updates22 dated entries
AnalysisAll insights⁠

Precedent note

The lender as applicant

A secured creditor that wants a court-supervised sale has two doors: appoint a receiver, or put its own borrower into CCAA. Four 2026 proceedings show lenders choosing the second — and taking radically different positions on how much priority to ask for once inside.

Outcome brief

Premier Health: the part Québec did not close

Bill 10 capped the rates. Then the Autorité des marchés publics struck four of Premier Health of America's subsidiaries off the public-contract register for five years, citing integrity breaches, and the company's Québec business was over by December. What survived was the federal work — nurses staffed into Indigenous and remote communities — and on July 3 the Superior Court signed it over to Bayshore's parent by reverse vesting order, eleven days after the company's own bank put it into the CCAA.

Parties

Debtor

Premier Health of America Inc. (TSXV:PHA)

Applicant

Royal Bank of Canada

Monitor

FTI

Bench and counselPer the orders and service lists on the record

Bench

JudgeCourtOn this docketCases on record
Justice RogersSuperior Court of Québec6 orders, Jul 202612 cases on record

Counsel of record

PartyCounselFirst seenSource
MonitorFTIOsler, Hoskin & Harcourt LLP14 Jul 2026Service list · 14 Jul 2026
ApplicantRoyal Bank of CanadaDavies Ward Phillips & Vineberg LLP14 Jul 2026Service list · 14 Jul 2026
DebtorPremier Health of America Inc. (TSXV:PHA)Lavery, De Billy, LLP14 Jul 2026Service list · 14 Jul 2026
Secured creditorBDC Capital IncNorton Rose Fulbright Canada LLP14 Jul 2026Service list · 14 Jul 2026
CreditorGreenstaff Medical LtdCassels Brock & Blackwell LLP · Kugler Kandestin LLP14 Jul 2026Service list · 14 Jul 2026
CreditorPolar Valley Investments LimitedFishman Flanz Meland Paquin LLP14 Jul 2026Service list · 14 Jul 2026
Capital structureAs asserted in the filings
stated amounts, drawn to scale
#Priority classCreditorAmountSource
4SecuredRoyal Bank Of Canada · in 556 casesBalance due per List of Known Creditors — debtor: Premier Health of America Inc. et al. (collectively the Debtors) · as of 23 Jun 2026$28.2MListe des Creanciers - Creditors' List
4SecuredBDC Capital Inc · in 3 casesBalance due per List of Known Creditors — debtor: Premier Health of America Inc. et al. (collectively the Debtors) · as of 23 Jun 2026$8.6MListe des Creanciers - Creditors' List
4SecuredDesjardins Capital PME S.E.C.Balance due per List of Known Creditors — debtor: Premier Health of America Inc. et al. (collectively the Debtors) · as of 23 Jun 2026$8.56MListe des Creanciers - Creditors' List
8UnsecuredEmployees · in 185 casesAggregate employee claims; individual employees not named — debtor: collectively the Debtors · as of 23 Jun 2026$513KListe des Creanciers - Creditors' List
8UnsecuredCIUSSS Ouest-de-L'île-de-Montréaldebtor: collectively the Debtors · as of 23 Jun 2026$161KListe des Creanciers - Creditors' List
8UnsecuredRaymond Chabot Grant Thornton · in 56 casesdebtor: collectively the Debtors · as of 23 Jun 2026$149KListe des Creanciers - Creditors' List
8UnsecuredESSOR ASSURANCES INC.debtor: collectively the Debtors · as of 23 Jun 2026$133KListe des Creanciers - Creditors' List
8UnsecuredCorporate Traveller · in 10 casesdebtor: collectively the Debtors · as of 23 Jun 2026$52.9KListe des Creanciers - Creditors' List
8UnsecuredFasken Martineau DuMoulin S.E.N.C.R.Ldebtor: collectively the Debtors · as of 23 Jun 2026$34.7KListe des Creanciers - Creditors' List
8UnsecuredBCF s.e.n.c.r.l · in 2 casesdebtor: collectively the Debtors · as of 23 Jun 2026$32.1KListe des Creanciers - Creditors' List
8UnsecuredONNI LEVEL VANCOUVERdebtor: collectively the Debtors · as of 23 Jun 2026$31.6KListe des Creanciers - Creditors' List
8Unsecured1400390 BC LTD.debtor: collectively the Debtors · as of 23 Jun 2026$25.4KListe des Creanciers - Creditors' List
8UnsecuredARKETEKdebtor: collectively the Debtors · as of 23 Jun 2026$16.8KListe des Creanciers - Creditors' List
8UnsecuredInnovation Wepoint Canada Inc.debtor: collectively the Debtors · as of 23 Jun 2026$15.7KListe des Creanciers - Creditors' List
8UnsecuredCAPE PARTNERS INC.debtor: collectively the Debtors · as of 23 Jun 2026$15.6KListe des Creanciers - Creditors' List
8UnsecuredLE GROUPE AERISdebtor: collectively the Debtors · as of 23 Jun 2026$11.6KListe des Creanciers - Creditors' List
8UnsecuredHIGH POINT INN & SUITESdebtor: collectively the Debtors · as of 23 Jun 2026$5.86KListe des Creanciers - Creditors' List
8UnsecuredTMX COMPAGNIE TRUSTdebtor: collectively the Debtors · as of 23 Jun 2026$5.84KListe des Creanciers - Creditors' List
8UnsecuredHARMONY WHISTLER VACATIONSdebtor: collectively the Debtors · as of 23 Jun 2026$5.45KListe des Creanciers - Creditors' List
8UnsecuredNSI SOLUTIONdebtor: collectively the Debtors · as of 23 Jun 2026$5.4KListe des Creanciers - Creditors' List
8UnsecuredWELLS FARGO · in 14 casesdebtor: collectively the Debtors · as of 23 Jun 2026$4.3KListe des Creanciers - Creditors' List
8UnsecuredENTERPRISE HOLDINGSdebtor: collectively the Debtors · as of 23 Jun 2026$3.83KListe des Creanciers - Creditors' List
8UnsecuredGitHub Incdebtor: collectively the Debtors · as of 23 Jun 2026$3.25KListe des Creanciers - Creditors' List
8UnsecuredPACIFIC COASTAL AIRLINESdebtor: collectively the Debtors · as of 23 Jun 2026$3.24KListe des Creanciers - Creditors' List
8UnsecuredCODE SPAGHETTI EMERGENCY INC.debtor: collectively the Debtors · as of 23 Jun 2026$3.19KListe des Creanciers - Creditors' List
8Unsecured6362222 CANADA INC TALANdebtor: collectively the Debtors · as of 23 Jun 2026$3.01KListe des Creanciers - Creditors' List
8UnsecuredPCHF INVESTMENTS LTDdebtor: collectively the Debtors · as of 23 Jun 2026$3KListe des Creanciers - Creditors' List
8UnsecuredJacinthe Ladouceur Consultation Inc.debtor: collectively the Debtors · as of 23 Jun 2026$2.93KListe des Creanciers - Creditors' List
8UnsecuredINTRADO DIGITAL MEDIA CDA INCdebtor: collectively the Debtors · as of 23 Jun 2026$2.7KListe des Creanciers - Creditors' List
8UnsecuredBriarwood Resort (2019) INC.debtor: collectively the Debtors · as of 23 Jun 2026$2.6KListe des Creanciers - Creditors' List
8UnsecuredMishkeegogamang Niika Med Transdebtor: collectively the Debtors · as of 23 Jun 2026$2.5KListe des Creanciers - Creditors' List
8UnsecuredPomeroy Inn and Suites Prince Georgedebtor: collectively the Debtors · as of 23 Jun 2026$2.21KListe des Creanciers - Creditors' List
8UnsecuredKWADACHA NATIONdebtor: collectively the Debtors · as of 23 Jun 2026$2.2KListe des Creanciers - Creditors' List
8UnsecuredTsay Keh Dene First Nationdebtor: collectively the Debtors · as of 23 Jun 2026$1.99KListe des Creanciers - Creditors' List
8UnsecuredFour Pines Moteldebtor: collectively the Debtors · as of 23 Jun 2026$1.9KListe des Creanciers - Creditors' List
8UnsecuredSANDMANdebtor: collectively the Debtors · as of 23 Jun 2026$1.82KListe des Creanciers - Creditors' List
8UnsecuredSERV, ENTRET. MÉNAGER MATHILEdebtor: collectively the Debtors · as of 23 Jun 2026$1.68KListe des Creanciers - Creditors' List
8UnsecuredCentury 21 Kootenay Homes (2018) Ltd.debtor: collectively the Debtors · as of 23 Jun 2026$1.35KListe des Creanciers - Creditors' List
8UnsecuredPavey Law LLPdebtor: collectively the Debtors · as of 23 Jun 2026$1.22KListe des Creanciers - Creditors' List
8UnsecuredIndeed · in 5 casesdebtor: collectively the Debtors · as of 23 Jun 2026$1.09KListe des Creanciers - Creditors' List
8UnsecuredPrestige Hotels & Resortsdebtor: collectively the Debtors · as of 23 Jun 2026$1.07KListe des Creanciers - Creditors' List
8UnsecuredCREST HOTELdebtor: collectively the Debtors · as of 23 Jun 2026$1.03KListe des Creanciers - Creditors' List
8UnsecuredKITASOO XAI'XAIS TRANSPORTATIONdebtor: collectively the Debtors · as of 23 Jun 2026$963Liste des Creanciers - Creditors' List
8UnsecuredStericycle ULC · in 11 casesdebtor: collectively the Debtors · as of 23 Jun 2026$681Liste des Creanciers - Creditors' List
8UnsecuredWCB - ABWorkers' compensation board claim — debtor: collectively the Debtors · as of 23 Jun 2026$671Liste des Creanciers - Creditors' List
8UnsecuredCommunication LGPdebtor: collectively the Debtors · as of 23 Jun 2026$625Liste des Creanciers - Creditors' List
8UnsecuredK2 SYSTEMS INC. · in 2 casesdebtor: collectively the Debtors · as of 23 Jun 2026$600Liste des Creanciers - Creditors' List
8UnsecuredAirbnbdebtor: collectively the Debtors · as of 23 Jun 2026$556Liste des Creanciers - Creditors' List
8UnsecuredACCESS · in 3 casesdebtor: collectively the Debtors · as of 23 Jun 2026$508Liste des Creanciers - Creditors' List
8UnsecuredCANTERBURY COFFEE CORPdebtor: collectively the Debtors · as of 23 Jun 2026$392Liste des Creanciers - Creditors' List
8UnsecuredWatson Lake Shuttledebtor: collectively the Debtors · as of 23 Jun 2026$390Liste des Creanciers - Creditors' List
8UnsecuredORIZON MOBILE · in 6 casesdebtor: collectively the Debtors · as of 23 Jun 2026$385Liste des Creanciers - Creditors' List
8UnsecuredOE Canada Inc. · in 3 casesdebtor: collectively the Debtors · as of 23 Jun 2026$339Liste des Creanciers - Creditors' List
8UnsecuredMETAdebtor: collectively the Debtors · as of 23 Jun 2026$317Liste des Creanciers - Creditors' List
8UnsecuredBUSY BEE SANITARY SUPPLYdebtor: collectively the Debtors · as of 23 Jun 2026$288Liste des Creanciers - Creditors' List
8UnsecuredSTERNWHEELER HOTELdebtor: collectively the Debtors · as of 23 Jun 2026$280Liste des Creanciers - Creditors' List
8UnsecuredTelus · in 115 casesdebtor: collectively the Debtors · as of 23 Jun 2026$247Liste des Creanciers - Creditors' List
8UnsecuredSendinbluedebtor: collectively the Debtors · as of 23 Jun 2026$238Liste des Creanciers - Creditors' List
8UnsecuredPrestige Monitoring Station Incdebtor: collectively the Debtors · as of 23 Jun 2026$224Liste des Creanciers - Creditors' List
8UnsecuredINSTACART · in 4 casesdebtor: collectively the Debtors · as of 23 Jun 2026$214Liste des Creanciers - Creditors' List
8UnsecuredBEST WESTERN · in 2 casesdebtor: collectively the Debtors · as of 23 Jun 2026$208Liste des Creanciers - Creditors' List
8UnsecuredPRINCE GEORGE OFFICE SYSTEMSdebtor: collectively the Debtors · as of 23 Jun 2026$176Liste des Creanciers - Creditors' List
8UnsecuredQUARTERDECK INNdebtor: collectively the Debtors · as of 23 Jun 2026$173Liste des Creanciers - Creditors' List
8UnsecuredPrestige Prince Rupert Hoteldebtor: collectively the Debtors · as of 23 Jun 2026$167Liste des Creanciers - Creditors' List
8UnsecuredCNESST · in 285 casesdebtor: collectively the Debtors · as of 23 Jun 2026$134Liste des Creanciers - Creditors' List
8UnsecuredGWAII TAXI AND TOURSdebtor: collectively the Debtors · as of 23 Jun 2026$130Liste des Creanciers - Creditors' List
8UnsecuredENVIRONMENTAL 360 SOLUTIONS · in 5 casesdebtor: collectively the Debtors · as of 23 Jun 2026$130Liste des Creanciers - Creditors' List
8UnsecuredAmazon · in 14 casesdebtor: collectively the Debtors · as of 23 Jun 2026$102Liste des Creanciers - Creditors' List
8UnsecuredTelus Security ADTdebtor: collectively the Debtors · as of 23 Jun 2026$101Liste des Creanciers - Creditors' List
8UnsecuredMerx / Internetdebtor: collectively the Debtors · as of 23 Jun 2026$68Liste des Creanciers - Creditors' List
8UnsecuredAWARD BUSINESS CENTERSdebtor: collectively the Debtors · as of 23 Jun 2026$63Liste des Creanciers - Creditors' List
8UnsecuredQUICKBOOKS ONLINEdebtor: collectively the Debtors · as of 23 Jun 2026$62Liste des Creanciers - Creditors' List
8UnsecuredMEDIANT Beneficial-Account-Fulfillmentdebtor: collectively the Debtors · as of 23 Jun 2026$60Liste des Creanciers - Creditors' List
8UnsecuredSHOPIFY · in 8 casesdebtor: collectively the Debtors · as of 23 Jun 2026$57Liste des Creanciers - Creditors' List
8UnsecuredWalMart · in 7 casesdebtor: collectively the Debtors · as of 23 Jun 2026$34Liste des Creanciers - Creditors' List
8UnsecuredCANADA POST-PGdebtor: collectively the Debtors · as of 23 Jun 2026$29Liste des Creanciers - Creditors' List
8UnsecuredWASKdebtor: collectively the Debtors · as of 23 Jun 2026$21Liste des Creanciers - Creditors' List
8UnsecuredXEROX CANADA LTD. · in 72 casesdebtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredCANADA REVENUE AGENCY · in 926 casesDeemed trust / federal tax authority claim — debtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredJeffery Shannon/Shannon Family TrustIndividual/trust creditor — debtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredWSIB Ontario · in 4 casesWorkplace Safety and Insurance Board claim — debtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredAGENCE DU REVENU DU QUEBEC · in 19 casesDeemed trust / provincial tax authority claim — debtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredRogers Communications · in 8 casesdebtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
8UnsecuredMartin LegaultIndividual creditor — debtor: collectively the Debtors · as of 23 Jun 2026$1Liste des Creanciers - Creditors' List
Sale processAs stated in the filings
Phase 1 deadline
22 May 2026Application for the Issuance of an Initial Order, an Amended and Restated Initial Order, Approval and Reverse Vesting Orders · 22 May 2026
RecoveriesAs stated in the filings

Closed · the record states no distribution outcome.

Estate financialsReported figures — never derived
Total assets at filing$42.6M
Total liabilities at filing$56.4M

As at 31 Dec 2025 · per Unaudited (December 31, 2025) figures in $000s, with audited September 30, 2025 comparative figures also presented in the same tables (Total Assets $47,219,000 audited; Total Liabilities $58,492,000 audited) · The Debtors (PHA Group) collectively — Figures drawn from tables in the Application; unaudited December 31, 2025 column used as primary as-at figures per paragraph 46 ('As at December 31, 2025, the Debtors had approximately $56,431,000.00 in liabilities'); of the $43,333,000 current portion of long-term debt (Dec 31, 2025), $43,333,000 represents outstanding secured long-term debt per paragraph 47.

Documents
21 filings
DateDocumentFile
Certificat du Contrôleur - CHCAPDF
Certificat du Contrôleur - NordikPDF
Certificat du Contrôleur - SSIPDF
Certificate of the Monitor - CHCAPDF
Certificate of the Monitor - NordikPDF
Certificate of the Monitor - SSIPDF
Service List
  • Counsel Osler, Hoskin & Harcourt LLP
PDF
Amended and Restated Initial Order
  • Order date 3 July 2026
  • Stay expiry 28 August 2026
PDF
Approval and Reverse Vesting Order (CHCA)
  • Presiding officer Justice Karen M. Rogers
PDF
Approval and Reverse Vesting Order (Nordik Quebec)
  • Presiding officer Justice Karen M. Rogers
PDF
Approval and Reverse Vesting Order (SSI)
  • Presiding officer Justice Karen M. Rogers
PDF
Discharge Order (CHCA)
  • Presiding officer Justice Karen M. Rogers
PDF
Discharge Order (Nordik Quebec)
  • Presiding officer Justice Karen M. Rogers
PDF
Discharge Order (SSI)
  • Presiding officer Justice Karen M. Rogers
PDF
Application for the Issuance of an Initial Order, an Amended and Restated Initial Order, Approval and Reverse Vesting Orders
  • Order date 3 July 2026
  • Phase1 deadline 22 May 2026
  • Stay extended to 28 August 2026
PDF
Avis aux Créanciers - Notice to creditorsPDF
First Report of the MonitorPDF
Liste des Creanciers - Creditors' List
  • Secured creditors $8.6M · Note: Balance due per List of Known Creditors · Page: 1 · As of: 2026-06-23 · Debtor: Premier Health of America Inc. et al. (collectively the Debtors) · Creditor: BDC Capital Inc
  • Unsecured creditors $15.7K · Page: 1 · As of: 2026-06-23 · Basis: List of known creditors as reported · Debtor: collectively the Debtors · Creditor: Innovation Wepoint Canada Inc.
PDF
Initial Order / Ordonnance Initiale
  • Order date 23 June 2026
  • Presiding officer Justice Patrick Ouellet
  • Stay expiry 3 July 2026
PDF
Motion/application for the initial order
  • Financial position Assets $42.6M · Liabilities $56.4M · as at 31 Dec 2025 · per Unaudited (December 31, 2025) figures in $000s, with audited September 30, 2025 comparative figures also presented in the same tables (Total Assets $47,219,000 audited; Total Liabilities $58,492,000 audited) · The Debtors (PHA Group) collectively — Figures drawn from tables in the Application; unaudited December 31, 2025 column used as primary as-at figures per paragraph 46 ('As at December 31, 2025, the Debtors had approximately $56,431,000.00 in liabilities'); of the $43,333,000 current portion of long-term debt (Dec 31, 2025), $43,333,000 represents outstanding secured long-term debt per paragraph 47.
  • Secured creditors $28.2M · Note: Total Indebtedness comprised of Revolving Facilities $5,505,000.00, Overdraft/credit cards/fees/expenses $1,182,497.05, and Term Facility $20,698,305.48 (document total, not computed here). First priority, pari passu with Desjardins Senior Term Loan and BDC Senior Term Loan under November 9, 2023 Intercreditor Agreement. A separate immovable hypothec previously granted by the Guarantor in favour of RBC over the Blainville Office was discharged following the February 6, 2026 sale of that property; Guarantor's obligations under the Credit Agreement remain unaffected. · Page: 21 · As of: 2026-06-22 · Debtor: PHA Group (Borrowers, joint and several, and Guarantor) · Creditor: Royal Bank of Canada (RBC) · Security: Québec movable hypothecs registered against Code Bleu, PHA, Placement Premier Soin, 10544485, the Guarantor, Nursing PHA, Nordik Québec and CHCA; Ontario General Security Agreements against Nordik Ontario and CHCA (PPSA registrations); British Columbia General Security Agreements against 1424982 B.C. Ltd. and SSI (PPSA registrations); Suretyship and Subordination Agreements (2022)
PDF
Pre-Filing Report of the Proposed Monitor
  • Financial position Assets $42.6M · Liabilities $56.4M · as at 31 Dec 2025 · per unaudited, book value (3-month interim financial information) · consolidated, PHA Group (all Debtors) — Figures reported in thousands of $CAD in source tables and multiplied accordingly. Current portion of long-term debt of $43,333 thousand within current liabilities corresponds to the Debtors' Secured Indebtedness reported elsewhere.
  • Secured creditors Note: As at June 19, 2026: ~$4.2M senior term loans, ~$5.2M mezzanine loans, ~$7.7M payment-in-kind loans (components as stated, not summed). As at December 31, 2025: ~$4.25M senior term loans, ~$5.0M mezzanine loans, ~$7.2M payment-in-kind loans. · Page: 18 · As of: 2026-06-19 · Debtor: PHA Group (Debtors) · Creditor: BDC Capital Inc. and Desjardins Capital Private Debt L.P. · Currency: CAD · Security: Senior term loans secured by pari passu first-ranking security interests (together with RBC term facility) over all Debtors' assets; mezzanine and payment-in-kind tranches secured by subordinated security interests per applicable intercreditor arrangements; aggregate original principal amount of $15M (senior, mezzanine and PIK tranches combined)
PDF

Filing titles, dates, and extracted key facts are public.

CiteProceedings., “Premier Health of America Inc. (TSXV:PHA)” (CCAA), Superior Court of Québec. Retrieved 20 September 2026, https://proceedings.ca/case/premier-health-of-america-inc-tsxv-pha

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Sources last checked · summary updated 8 August 2026 · Report a correction · Printed from proceedings.ca/case/premier-health-of-america-inc-tsxv-pha

Facts and summaries are extracted automatically from the court filings linked on each page; the filings remain the authoritative record. Suggested corrections are reviewed against the source filings.