Proceedings.

Nick Bernard

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Active
Proceeding
Bankruptcyarticle 193(e) de la Loi sur la faillite et l’insolvabilité
File
700-11-022398-251
Filings held7
Last activity29 Sep 2025
On the record622 days
Secured debt$8.05M
OverviewSummary updated

Nick Bernard, a Quebec debtor, remains subject to active insolvency proceedings in which tax authorities and commercial lenders assert claims against two immovables. The Ministère du Revenu du Québec holds a legal hypothec on 500 chemin St-Roch and 2 rue Maille for a registered amount of $1,353,000 as of January 15, 2025, the same amount appearing against both properties, and the Agence du revenu du Canada registered a legal hypothec on the same immovables, stated as "505 M$", as of February 18, 2025. 9419-4651 Québec Inc. registered a hypothec of $8,053,000 on 2 rue Maille in Boisbriand as of March 26, 2024, a registered figure rather than a confirmed balance. The statutory statement of affairs at September 26, 2025 lists ordinary claims of $4,000,000 by Banque Laurentienne du Canada, $2,500,000 by Q-8 Capital, S.E.C. and Q-12 Capital, S.E.C., $1,800,000 by the ARC and MRQ, and three further ordinary claims. As of October 9, 2025, proofs of claim had been filed for $2,472,141 by the Q-8 and Q-12 partnerships and $1,525,400 by the tax authorities; Banque Laurentienne had not filed.

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Case updates7 dated entries
Parties

Debtor

Nick Bernard

Trustee in bankruptcy

PwC

Bench and counselPer the orders and service lists on the record

Bench

JudgeCourtOn this docketCases on record
Justice MorinSuperior Court of Québec1 order, Jun 20257 cases on record

Counsel of record

PartyCounselFirst seenSource
CreditorBanque Laurentienne du CanadaS.r.I.6 Jan 2025Application · 6 Jan 2025
Capital structureAs asserted in the filings
stated amounts, drawn to scale · 2 named without a figure
#Priority classCreditorAmountSource
3Deemed trusts (CRA and other)MRQ (Ministère du Revenu du Québec) · in 2 casesHypothèque légale enregistrée sur les immeubles (500 chemin St-Roch et 2 rue Maille) — Deemed trust / hypothèque légale du MRQ; same registered amount appears against two properties — debtor: Nick Bernard · as of 15 Jan 2025$1.35MReport of the Trustee on its preliminary administration (in French only)
3Deemed trusts (CRA and other)ARC (Agence du revenu du Canada) · in 8 casesHypothèque légale enregistrée sur les immeubles (500 chemin St-Roch et 2 rue Maille) — Registered amount stated as '505 M$' in document, likely a typo for $505,000; reported verbatim as stated. Deemed trust / hypothèque légale de l'ARC. — debtor: Nick Bernard · as of 18 Feb 2025Report of the Trustee on its preliminary administration (in French only)
4Secured9419-4651 Québec Inc. · in 2 casesHypothèque enregistrée sur l'immeuble situé au 2, rue Maille, Boisbriand — Registered mortgage amount, not confirmed outstanding balance; detail of claim unknown as of report date per para. 27 — debtor: Nick Bernard · as of 26 Mar 2024$8.05MReport of the Trustee on its preliminary administration (in French only)
8UnsecuredBanque Laurentienne du Canada · in 16 casesNo proof of claim filed as of Oct 9, 2025 per receipt table — debtor: Nick Bernard · as of 26 Sep 2025$4MReport of the Trustee on its preliminary administration (in French only)
8UnsecuredQ-8 Capital, S.E.C. et Q-12 Capital, S.E.C. · in 2 casesProof of claim filed as of Oct 9, 2025 for $2,472,141 (1 claim); statutory statement figure used as reported amount per rule 11 — debtor: Nick Bernard · as of 26 Sep 2025$2.5MReport of the Trustee on its preliminary administration (in French only)
8UnsecuredARC et MRQ · in 2 casesAlso secured via hypothèques légales on real property (see secured_creditors); proof of claim filed as of Oct 9, 2025 for $1,525,400 (1 claim) — debtor: Nick Bernard · as of 26 Sep 2025$1.8MReport of the Trustee on its preliminary administration (in French only)
8UnsecuredAutres créanciers ordinaires (aggregate as reported) · in 2 casesDocument lists only a category total description with 3 claims but no dollar figure shown in this row (dash/blank); no individual creditors named — debtor: Nick Bernard · as of 26 Sep 2025Report of the Trustee on its preliminary administration (in French only)

“not stated” means the record names the claim without a figure; “” means not in the extracted record.

Estate financialsReported figures — never derived
Total assets at filing$6K
Total liabilities at filing$8.3M

per Statement of Affairs (Form 79) - bankrupt's own estimate · individual bankrupt Nick Bernard — Assets total (Valeur estimée) $6,005.00 with net estimated value $2.00; Liabilities total unsecured $8,300,003.00, secured $2.00, privileged $0.00.

Documents7 filings
DateDocumentFile
Report of the Trustee on its preliminary administration (in French only)
  • Appointee PricewaterhouseCoopers Inc.
  • Appointee role syndic
  • Commencement date 19 June 2025
  • Court COUR SUPÉRIEURE
  • + 3 more extracted facts
PDF
Notice of bankruptcy and first meeting of creditors
  • Financial position Assets $6K · Liabilities $8.3M · per Statement of Affairs (Form 79) - bankrupt's own estimate · individual bankrupt Nick Bernard — Assets total (Valeur estimée) $6,005.00 with net estimated value $2.00; Liabilities total unsecured $8,300,003.00, secured $2.00, privileged $0.00.
PDF
Decision (Court of Appeal) (in French only)PDF
Application for permission to appeal a judgment (in French only)
  • Applicant HUGO BERNARD et NICK BERNARD
  • Appointee PRICEWATERHOUSECOOPERS INC.
  • Appointee role Syndic Proposé
  • Commencement date 26 June 2025
  • + 4 more extracted facts
PDF
Notice of Appeal (in French only)PDF
Judgment (in French only)
  • Presiding officer Justice Luc Morin
PDF
Application for the issuance of a bankruptcy order (in French only)
  • Applicant Banque Laurentienne du Canada, Q-12 Capital, S.E.C. et Q-8 Capital, S.E.C.
  • Appointee PricewaterhouseCoopers Inc.
  • Appointee role Syndic proposé
  • Commencement date 7 January 2025
  • + 5 more extracted facts
PDF

Filing titles, dates, and extracted key facts are public.

CiteProceedings., “Nick Bernard” (Bankruptcy), Superior Court of Québec. Retrieved 20 September 2026, https://proceedings.ca/case/nick-bernard

Sources last checked · summary updated 4 September 2026 · Report a correction · Printed from proceedings.ca/case/nick-bernard

Facts and summaries are extracted automatically from the court filings linked on each page; the filings remain the authoritative record. Suggested corrections are reviewed against the source filings.