Proceedings.

Dr. Zaboroski Dentistry Professional Corporation et al.

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Receivership (court-appointed)subsection 243(1) of the Bankruptcy and Insolvency Act, R.S.C 1985, c. B-3, as amended and section 101 of the Courts of Justice Act, R.S.O. 1990, c. C.43, as amended
File
CV-23-00702221-00CL
Filings held3
Last activity25 Jul 2023
On the record1,154 days
Secured debtSubscribers
OverviewSummary updated

Dr. Zaboroski Dentistry Professional Corporation and related Zaboroski-family entities are in receivership tied to Royal Bank of Canada credit facilities secured across HRMJ Holdings Inc., ZDPC, Balliol Financial Limited, and 2037237 Ontario Inc., backed by guarantees from Sean and Beata Zaboroski. RBC issued demand letters on October 24, 2022, claiming $3,014,691.67 from HRMJ, $2,926,999.26 from ZDPC, and $4,304,894.78 each from Balliol and 203. A Forbearance Agreement dated November 30, 2022 added third-ranking collateral mortgages up to $6,000,000.00 and recognized priority claims for HRMJ HST arrears of $50,000.00, ZDPC source-deduction arrears of $150,000.00, property tax arrears of $120,000.00, and $200,000.00 in third-party funding from individual lenders. The Logan Avenue property sold in April 2023, leading RBC to discharge its mortgage there; other secured and priority claims remained outstanding as of a July 4, 2023 affidavit.

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Case updates3 dated entries
Parties

Debtor

Dr. Zaboroski Dentistry Professional Corporation et al.

Receiver

msi Spergel inc.

Capital structureAs asserted in the filings
Priority classCreditorAmountSource
SecuredRoyal Bank of Canada · in 556 casesGeneral Security Agreement between Balliol and RBC (dated Nov 30, 2022 per affidavit; Feb 3, 2021 per Oct 24, 2022 demand letter); guarantees limited to $3,300,000.00 (HRMJ facilities) and $3,140,000.00 (ZDPC facilities), each a facility ceiling not a balance — Amount is the Total Indebtedness demanded from Balliol under its guarantees of HRMJ ($3,014,691.67) and DZDPC ($1,290,203.11), as at Oct 24, 2022; BIA Notice recites overall 'total indebtedness' of $5,941,690.93 including undemanded Continuing Loans. Related-party guarantor security (Balliol is a Zaboroski-family corporate guarantor, no · as of 24 Oct 2022$4.3MApplication Record of RBC

This proceeding was commenced by a secured creditor. The record does not include the debtor’s own statement of assets and liabilities — that ceiling is the record’s, not this page’s.

11 more claims across lower-ranking classes

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Documents3 filings
DateDocumentFile
Endorsement of the Honourable Justice Kimmel
  • Presiding officer Justice Kimmel
PDF · Subscribers
Receivership Order
  • Applicant Royal Bank of Canada
  • Appointee msi Spergel Inc.
  • Appointee role receiver
  • Commencement date 25 July 2023
  • + 5 more extracted facts
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Application Record of RBC
  • Applicant ROYAL BANK OF CANADA
  • Commencement date 5 July 2023
  • Court ONTARIO SUPERIOR COURT OF JUSTICE COMMERCIAL LIST
  • Court file no CV-23-00702221-00CL
  • + 4 more extracted facts
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Filing titles and dates are public, and so is each filing's own page. The figures read from them are for subscribers.

CiteProceedings., “Dr. Zaboroski Dentistry Professional Corporation et al.” (Receivership (court-appointed)), Ontario Superior Court of Justice. Retrieved 20 September 2026, https://proceedings.ca/case/dr-zaboroski-dentistry-professional-corporation-et-al

Sources last checked · summary updated 13 August 2026 · Report a correction · Printed from proceedings.ca/case/dr-zaboroski-dentistry-professional-corporation-et-al

Facts and summaries are extracted automatically from the court filings linked on each page; the filings remain the authoritative record. Suggested corrections are reviewed against the source filings.