Proceedings.

2338486 Ontario Limited

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Closed
Proceeding
Receivership (court-appointed)BIA s. 243 / prov. Judicature Acts
Court
Ontario Superior Court of Justice · Commercial List
Filings held12
Last activity26 Feb 2026
On the record515 days
Secured debt$3M
OverviewSummary updated

2338486 Ontario Limited is the subject of a court-appointed receivership application in the Ontario Superior Court of Justice (Commercial List), commenced April 24, 2025 under BIA s. 243. Senior secured creditor ICICI Bank Canada holds a first-ranking charge on 392 and 398 Erb Street West, Waterloo (Instrument No. WR1517871, registered August 4, 2023, principal $2,800,000), a June 29, 2023 general security agreement and a general assignment of rents, with indebtedness of $2,964,777.84 as at March 1, 2025 and $2,999,758.26 as at April 1, 2025, accruing at $473.35 per diem and guaranteed personally by sole director and officer Kamal Patel. CORFinancial Corp., which also acted as the debtor's financial advisor, registered a $500,000 charge and PPSA security the Bank says breached its commitment letter, and issued a March 19, 2025 notice of sale the Bank disputes. Masri O Inc. registered an architectural lien on March 17, 2025. The file is closed.

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Case updates12 dated entries
Parties

Debtor

File Documents

Receiver

Albert Gelman

Bench and counselPer the orders and service lists on the record

Bench

JudgeCourtOn this docketCases on record
Justice DietrichOntario Superior Court of Justice3 orders, Apr 202589 cases on record
Justice CavanaghOntario Superior Court of Justice2 orders, Feb 2026288 cases on record

Counsel of record

PartyCounselFirst seenSource
ApplicantICICI Bank CanadaThornton Grout Finnigan LLP29 Jun 2023Application · 29 Jun 2023
CreditorICICI Bank CanadaThornton Grout Finnigan LLP16 Apr 2025Factum · 16 Apr 2025
Capital structureAs asserted in the filings
stated amounts, drawn to scale · 1 named without a figure
#Priority classCreditorAmountSource
4SecuredICICI Bank CanadaFirst-ranking mortgage on title to the Real Properties (392 and 398 Erb Street West, Waterloo) and a general security agreement — Fulcrum/senior secured creditor; Term Loan principal was $2.8 million. First Report (p.5) describes indebtedness as 'approximately $3.0 million' as at Receivership Date (April 24, 2025), plus accruing interest ($473.35/diem per affidavit), legal and other fees; exact figure of $2,999,758.26 is the dated balance per Meunier Affidavit as of April 1, 2025. Kamal Patel (sole director/officer) provided an unlimited personal guarantee (related party/personal guarantor). I · as of 1 Apr 2025$3MFirst Report of the Receiver – February 19, 2026
4SecuredCORFinancial Corp. · in 2 casesPPSA (Ontario) and/or Land Registry Office registration against the Company and/or the Real Properties — Registration amount per searches; nature/type of registration not further specified in the report. — debtor: 2338486 Ontario Limited · as of 5 Mar 2025$500KFirst Report of the Receiver – February 19, 2026
4SecuredMasri O Inc. (Lien Claimant)Construction/lien claim registered on title to the Real Properties, relating to architectural design and consultation services (Aug 2021–Jan 2025) — Disputed; Lien Claimant commenced a Lien Action post-filing in contravention of the stay, which has been stayed/suspended; validity and priority of the claim to be adjudicated as part of the receivership; distribution to Lien Claimant remains a Remaining Matter. — debtor: 2338486 Ontario Limited · as of 17 Mar 2025$104KFirst Report of the Receiver – February 19, 2026
4SecuredCity of Waterloo (property tax arrears)as of interim property tax bill dated January 27, 2026 — Statutory municipal property tax lien on the Real Properties — Regulatory/municipal tax arrears; to be satisfied on closing from Transaction proceeds ahead of ICICI's claim; approximate figure as stated. — debtor: 2338486 Ontario Limited$34KFirst Report of the Receiver – February 19, 2026
8UnsecuredUnsecured creditors (quantum unknown) · in 532 casesNot a stated zero; unsecured creditor population and amounts are unknown/unreported by the Receiver. — debtor: 2338486 Ontario LimitedFirst Report of the Receiver – February 19, 2026

“not stated” means the record names the claim without a figure; “” means not in the extracted record.

This proceeding was commenced by a secured creditor. The record does not include the debtor’s own statement of assets and liabilities — that ceiling is the record’s, not this page’s.

RecoveriesAs stated in the filings

ICICI Bank Canada: shortfall.EstimatedFirst Report of the Receiver – February 19, 2026 · 19 Feb 2026

ClassCreditorClaimsRecoveryBasisSource
SecuredICICI Bank CanadashortfallEstimatedper the receiverFirst Report of the Receiver – February 19, 2026 · 19 Feb 2026

Each row is one filing's statement, copied as it reads and never computed. "Estimated" is the officer's forecast; "Under the plan" is the plan's or proposal's own term; "Final" is a declared or paid distribution; a row with no chip states no footing. A range is the two numbers stated; "of proven claims" is the document's own denominator.

Fees and ratesAs stated in the filings

1 engagement · 1 firmAlbert Gelman Inc., 2 Apr 2025 – 31 Jan 2026, $79,178.50 in feesFirst Report of the Receiver – February 19, 2026 · 19 Feb 2026

FirmPeriodHoursFeesRatesSource
Albert Gelman Inc.Receiver2 Apr 2025 – 31 Jan 2026$79,178.50$510.50stated averageFirst Report of the Receiver – February 19, 2026 · 19 Feb 2026
Documents
12 filings
DateDocumentFile
Ancillary Relief and Discharge Order dated February 26, 2026
  • Presiding officer Justice Cavanagh
PDF
Approval and Vesting Order dated February 26, 2026PDF
Endorsement of Justice Cavanagh dated February 26, 2026
  • Presiding officer Justice Cavanagh
PDF
First Report of the Receiver – February 19, 2026
  • Commencement date 24 April 2025
  • Court ONTARIO SUPERIOR COURT OF JUSTICE (COMMERCIAL LIST)
  • Fee schedule Engagements: Form: prose · Rows: · Money: Fees: $79.2K · Quote: in the amount of $79,178.50 and $3,596.41 (all excluding HST), respectively · Approximate: false · Disbursements: $3.6K · Quote: in the amount of $79,178.50 and $3,596.41 (all excluding HST), respectively · Period: End: 2026-01-31 · Kind: interim · Label: the Period · Quote: during the period from April 2, 2025 January 31, 2026 (the ' Period ') · Start: 2025-04-02 · Approval: State: unstated · Averages: the Receiver · Currency: · Invoices: · Firm text: Albert Gelman Inc. · Firm quote: FIRST REPORT OF ALBERT GELMAN INC. IN ITS CAPACITY AS RECEIVER · Context quote: Albert Gelman Inc. (' AGI ') , in its capacity as receiver (in such capacity, the ' Receiver ')
  • Recovery outcome Entries: per estimated · Table missing:
  • + 2 more extracted facts
PDF
Endorsement of Justice J. Dietrich dated April 24, 2025
  • Presiding officer Justice J. Dietrich
PDF
Receivership Appointment Order dated April 24, 2025
  • Counsel Thornton Grout Finnigan LLP
  • Presiding officer Justice J. Dietrich
PDF
Supplemental Affidavit of L. Meunier dated April 22, 2025PDF
Endorsement of Justice J. Dietrich dated April 17, 2025
  • Presiding officer Justice J. Dietrich
PDF
Factum of the Applicant – ICICI Bank Canada dated April 16, 2025
  • Counsel Thornton Grout Finnigan LLP
PDF
Affidavit of L. Meunier dated April 14, 2025
  • Secured creditors $3M · Note: Indebtedness continues to accrue interest at $473.35/diem plus legal and other fees/expenses; Term Loan principal was $2.8 million per Commitment Letter dated June 29, 2023 as amended Aug 30, 2024; secured also by unlimited personal guarantee of Kamal Patel, sole director/officer of the Debtor (related party guarantor) · Page: 2 · As of: 2025-04-01 · Debtor: 2338486 Ontario Limited · Creditor: ICICI Bank Canada · Security: First-ranking charge/mortgage on 392 & 398 Erb Street West, Waterloo (Instrument No. WR1517871, registered Aug 4, 2023, in the original principal amount of $2,800,000 - a registered principal, not the balance); general security agreement (GSA) dated June 29, 2023 over all present and after-acquired personal property (excl. consumer goods), registered under PPSA June 29, 2023; general assignment of rents and leases (GAR) dated June 29, 2023, registered as Instrument No. WR1517872
PDF
Service List (April 8, 2025)
  • Counsel Thornton Grout Finnigan LLP
PDF
Notice of Application
  • Counsel Thornton Grout Finnigan LLP
  • Secured creditors Note: Lien registered March 17, 2025 for unpaid architectural services; amount not stated in document. · Page: 7 · As of: 2025-03-17 · Debtor: 2338486 Ontario Limited · Creditor: Masri O Inc. · Currency: CAD · Security: Construction/architectural lien registered against Erb Properties
PDF

Filing titles, dates, and extracted key facts are public.

CiteProceedings., “2338486 Ontario Limited” (Receivership (court-appointed)), Ontario Superior Court of Justice · Commercial List. Retrieved 20 September 2026, https://proceedings.ca/case/2338486-ontario-limited

Sources last checked · summary updated 9 August 2026 · Report a correction · Printed from proceedings.ca/case/2338486-ontario-limited

Facts and summaries are extracted automatically from the court filings linked on each page; the filings remain the authoritative record. Suggested corrections are reviewed against the source filings.