Ontario · CCAA

XTM Creditor Listing - Final

List of creditors · 27 February 2026

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unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 509500.97 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Quorum Limited · currency: CAD
unsecured creditorsnote: Second, separate entry for Gowling WLG appears later at $60,000.00 - possibly distinct matter/capacity · page: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 355125.54 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Gowling WLG · currency: CAD
unsecured creditorsnote: Indeterminate amounts believed to total approximately $18.9M in aggregate; no individual merchants named · page: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors prepared from financial records of the Applicants, without admission as to liability, unaudited · amount: 18900000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Individual Merchants · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 3387963.13 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Fidelity Information Services - FIS · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 3138501.66 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Keith McKenzie · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 3000000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Pateno Payments Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1997240.15 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Alpha Management · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1607172.48 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: 1506256 B.C. LTD. (o/a Fundsifi) · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 794294.88 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Daniel Revers · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 705228.35 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Paul and/or Michele Paterson, JTWROS · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 689910.15 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: MNP LLP · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 685715.24 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: 141552 Canada Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 472420.71 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Marilyn Schaffer · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 444255.89 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Spacely Enterprises Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 332108.13 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Joyce Karpiuk · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 291143.41 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: IDContext Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 291143.41 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: VoPay International · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 266553.53 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Donald Bayer · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 241325.26 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Dorsey & Whitney LLP · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 213748.64 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: The 111 Kingsview Family Trust · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 208407.67 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Vizual Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 201200.26 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Keith Nugara · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 193247.72 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Paul Malis · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 191303.83 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Mike McDonald · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 173673.06 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: 2054933 Ontario Inc. · currency: CAD
unsecured creditorspage: 1 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 156854.79 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: John Barbieri and Carmelita Barbieri · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 45516.4 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: a numbered consulting corporation · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 156854.79 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: David Widman · currency: CAD
unsecured creditorsnote: Various employees and contractors; not individually named · page: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 151122 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Payroll · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 149112.76 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Ninja Partners LLC · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 128691.73 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Fredrick Corp · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 112608.15 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Malis Medicine Professional Corp. · currency: CAD
unsecured creditorsnote: Ontario Employer Health Tax · page: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 100852.95 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Ministry of Finance - Ontario - EHT · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 86333.08 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Broadview Technology Ltd · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 75697.29 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Tanya Jamieson-Malis · currency: CAD
unsecured creditorsnote: Deemed trust class (HST payable to CRA) · page: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 74429.63 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: CRA - HST Payable · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 72785.85 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Christopher Foster · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 65604.06 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: RBC Visa · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 43418.26 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Michael Chung · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 64259.03 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Steven and/or Nancy Cuddie, JTWROS · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 61145 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: MRA Law · currency: CAD
unsecured creditorsnote: Second, separate entry for Gowling WLG; first entry at $355,125.54 on page 1 - possibly distinct matter/capacity · page: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 60000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Gowling WLG · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 60000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Red Cloud Securities Inc · currency: CAD
unsecured creditorsnote: Canada Emergency Business Account loan · page: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 60000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Government of Canada - CEBA Loan · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 56838.36 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Erba Investment Group · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 56838.36 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Gary Wilson · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 56838.36 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Nancy Avison · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 55253.17 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Donald MacLean · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 53861.53 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Kittyhawk Ventures Three LP · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 53861.53 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Lukshmanan Kumar · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 50950.1 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Angus Walker · currency: CAD
unsecured creditorspage: 2 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 50950.1 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Robinson Investments Inc · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 19104.04 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: CRIS Inc. · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 43197.15 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Harrison Gouinlock · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 43166.54 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Peter Simeon · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 42375 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Robert Half · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 42060.38 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Katherine Wilson · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 40782.25 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Jerry Cukier Professional Corp · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 37535.85 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Business Wire · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 33525.76 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Imperial PFS · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 30961.87 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: TSX Trust Company · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 25096.77 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Briar Foster · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 24096.01 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Epicor Software Canada Ltd. (o/a Grow) · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 23872.11 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Eun-Joo (Ann) Chung · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 23589.2 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Arroweye Solutions Inc · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 23284.28 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Toronto Carpet Factory · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 21439.04 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Seyfarth Shaw LLP · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 21268.21 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Drop Technologies Inc. · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 21018.54 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Jose (Joe) Pavao · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 20800 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Héctor Gabriel Rodríguez Varela · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 18578.29 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Sunlife Financial Inc. · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 18018.67 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: The Siegel Law Firm, P.C. · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 16950 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: JR Consulting Group Inc. · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 16398.36 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Cynia I. Padilla · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 16180.4 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: P-TRES GROUP · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 14557.17 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Jonathan Luyten · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 14125 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: EZ Sim · currency: CAD
unsecured creditorspage: 3 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 13883.18 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Refinitiv Canada Holdings Ltd · currency: CAD
unsecured creditorsnote: British Columbia PST · page: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 2683.14 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Ministry of Finance - BC - PST · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 13530 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: KPMG LLP · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 11467.89 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: BetterOps LLC (o/a Hireframe) · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 11300 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Third Street Labs · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 10252.37 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Purves Redmond Limited · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 10172.58 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Lexisnexis Epic · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 9888.11 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Odyssey Trust Company · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 8888.48 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: The BitCrew Corporation · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 8843.25 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Adam Atlas Attorney's at Law · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 8389.15 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Equifax Canada Co. · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 8285.29 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Cassels Brock & Blackwell LLP · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 7119 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Emek Group Ltd · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 7062.5 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Oak Hill Financial · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 7000 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Velocity Trade Capital Ltd. · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 6780 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: 2378608 Ontario Inc · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 6615 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: RTB LLP · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 5620.6 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Mitchell Sandler LLC · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 5508.75 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: 80Eight · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 5401.02 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Canadian Securities Exchange · currency: CAD
unsecured creditorsnote: Manitoba PST · page: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 4684.09 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Ministry of Finance - MB - PST · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 4564.94 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Google LLC - GOOGLE*GSUITE · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 4153.27 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: SelectCore Communications (ACH) · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 4107.97 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Jessika Francis · currency: CAD
unsecured creditorsnote: Saskatchewan PST · page: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 3713.45 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Ministry of Finance - SK - PST · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 3390 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Schwarz Law Partners LLP · currency: CAD
unsecured creditorspage: 4 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 2923.88 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Thang Trinh · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1243 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Beanfield Technologies · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1715.34 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: De Lage Landen Financial Services Canada · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1558.38 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Sterling Backcheck · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 2186.55 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Sherrard Kuzz LLP · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 2020.96 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: KRK Holdings, Inc. · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1950 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Abu-Farah Professional Corporation · currency: CAD
unsecured creditorspage: 5 · as of: 2026-02-27 · basis: Preliminary list of creditors as reported, unaudited · amount: 1842.84 · debtor: XTM Inc. and Everyday People Payments Inc. · creditor: Federal Express Canada Corporation · currency: CAD